澳大利亚超级年金投资管理比较分析  

Comparative Analysis of Superannuation Investment Management in Australia

作　　者：孙璧珍 李媛媛[1] 

机构地区：[1]武汉大学社会保障研究中心,湖北武汉430072

出　　处：《山东科技大学学报（社会科学版）》2014年第2期80-85,共6页Journal of Shandong University of Science and Technology(Social Sciences)

基　　金：教育部人文社会科学重点研究基地重大项目"社会保障精算研究"(11JJD840017)

摘　　要：澳大利亚超级年金是澳大利亚养老保险体制多支柱模式的主要部分,通过对自身有重大影响的投资管理活动,即投资方式、默认资产配置方式、投资回报率、投资净收入和运营费用占净增资产的比重等方面进行经济危机前后的比较分析,发现澳大利亚政府虽然缺乏专门的避险投资渠道,超级年金保值增值能力有待长期考查,但在年金管理方面我国可以模仿澳大利亚实行年金强制缴费。The paper provides a comparative analysis of superannuation investment management in Australia before and after the2008economic crisis,including its investment mode,the default asset allocation mode,return on investment,investment net income and the proportion of operating expenses accounting its net assets.It concludes that though the Australian government seems to be short of specialized safe-haven investment channels and the ability of inflation-proofing and appreciation of its superannuation remains to be examined,China is suggested,in terms of superannuation management to imitate the Australian practice for forcible annuity payment.

关 键 词：超级年金 投资管理 经济危机 

分 类 号：F846.11[经济管理—保险]