浅论医疗责任保险的功能  

On the Function of Medical Liability Insurance

作　　者：王海容[1] 冯天明[2] 程文玉[3] 

机构地区：[1]泸州医学院科技处 [2]泸州医学院院长办公室 [3]泸州医学院

出　　处：《医学与法学》2014年第3期25-27,共3页Medicine and Jurisprudence

基　　金：2013年度国家社会科学基金立项资助项目"以医疗纠纷为视角完善和创新社会建设管理研究"(项目编号:13XSH009)的阶段性成果

摘　　要：过高的医疗职业风险会促使医生为减少压力而采取各种保守及预防性治疗,从而导致医疗资源的浪费。鉴此,迫切需要一种有效的风险转移机制来转移和降低医方的从业风险。在我国建立医疗责任保险制度,将有利于转移医疗风险、缓解医生压力,有利于保护患方权益、缓和医患矛盾,有利于维护医院权利、促进医院管理,有利于发展保险事业,促进医学发展。Excessive medical professional risks will encourage doctors take various conservative and preven-tive treatment to reduce the pressure, which will result in the waste of medical resources. Therefore, it is urgent to establish a kind of effective risk transfer mechanism to transfer and reduce doctors＇ risks. Establishing the system of medical liability insurance in China will be helpful in transferring medical risks, releasing doctors＇ pressure, protecting patients＇ rights and interests, defusing doctor-patient conflicts, maintaining hospital right, promoting hospital management, developing insurance business, and promoting the development of medicine.

关 键 词：医疗风险 医疗责任保险 

分 类 号：F842.69[经济管理—保险]