网络金融对传统商业银行的挑战与对策  

Challenges and Countermeasures of Internet Finance to Traditional Commercial Banks

作　　者：黄莺[1] 邢伟[1] 

机构地区：[1]成都航空职业技术学院,成都610100

出　　处：《成都航空职业技术学院学报》2014年第2期69-71,共3页Journal of Chengdu Aeronautic Polytechnic

摘　　要：随着互联网技术的不断进步,网络经济迅速发展,网络金融逐渐成为人们生活中必不可少的一种支付和操作手段,对传统金融业形成强烈的冲击,传统商业银行如何迎接新金融时代的到来已经成为一个非常现实的课题。文章在分析了网络金融对传统商业银行经营模式的挑战后,提出了商业银行发展网络金融的应对之策。With the continuous progress of intemet technology, the network economy developed rapidly, and the network finance gradually becomes a kind of payment and operating means which is indispensable to people＇ s lives, and brings a strong impact on traditional financial industries, the traditional banks how to meet the new financial era has become a very practical subject. After analyzing the challenges which the network finance brought to banking business model？ of traditional commercial banks, this paper proposed the countermeasures to the development of network in commercial banks.

关 键 词：网络金融 传统商业银行 挑战 对策 

分 类 号：F832.33[经济管理—金融学]