中小企业信贷的风险收益模型  

Risk and Profit Model of Credits to the Medium and Small Sized Businesses

作　　者：姚建平[1] 

机构地区：[1]四川省行政学院计算机系,成都617703

出　　处：《重庆建筑大学学报》2001年第4期81-84,共4页Journal of Chongqing Jianzhu University

摘　　要：建立了中小企业信贷的风险收益模型 ,得出了解决中小企业贷款难的问题必须满足中小企业信贷风险收益模型中银行净收益大于零的结论 ,并定性地讨论了风险因素变化对银行净收益的影响 。This thesis establishes risk and profits models of credits to the medium small sized businesses, and jumps into conclusion that to solve the problem of the medium small sized businessesdifficulty to get credits from the commercial banks,the net profits of the banks must be over zero. And the influence of the risk factors to net profits of banks is also discussed qualitatively,some conclusion drawled.

关 键 词：中小企业 信贷风险 风险收益模型 

分 类 号：F832.42[经济管理—金融学]