对防范我国商业银行金融风险的法律思考  

作　　者：赵耀[1] 

机构地区：[1]中国人民银行郧西县支行,湖北郧西442600

出　　处：《武汉金融》2002年第2期51-54,共4页Wuhan Finance

摘　　要：本文围绕我国商业银行金融风险的控制问题 ,针对我国防范商业银行法律建设中的欠缺与不足 ,从金融法律法规建设角度 ,提出了防范我国商业金融风险的法律对策。具体思路和设想为 :第一 ,完善《人民银行法》 ,确保中央银行独立制定货币政策和行使监管职责 ,切实发挥中央银行监管在防范商业银行金融风险中的预警预报作用 ;第二 ,制定《商业银行法》实施细则 ,落实商业银行经营自主权 ;第三 ,制定和完善其它法律和行政法规 ;第四 ,依法维护良好的社会信用秩序 ,切实保证金融债权。The text surrounds how to control the finance risk of merchant bank in our country,and aims at how to keep away the deficiency of mer chant bank's law construction and it puts forward to keep away the countemeasure of our merchant bank's finance risk from the construction of the rule of law.The following are the main idea and imagination:First:Perfect<The law of Central Bank>and insure central bank can establish mon etarv policy independently and exert its inspection and management function and also make sure that central band can give warning and prediction to keep away the merchant bank's finance risk;Sec ond ;Constitute the detailed rules of <The Law of Merchant Bank>and carry out self -determina tion rights of the management of the merchant bank;Third:Constitute and perfect other laws and administration law ;Fourth:Vindicate the fine social credit system according to the law and un dertake finance creditor's rights.

关 键 词：中国 商业银行 金融风险 风险防范 法律思考 

分 类 号：D922.28[政治法律—经济法学] F832.33[政治法律—法学]