瑞典森林保险发展历程与现状分析  

An Analysis on Development Process and Current Situation of Forest Insurance in Sweden

作　　者：陈曦[1] 曹芳萍[1] Chen Xi;Cao Fangping(School of Economics and Management,Beijing Forestry University,Beijing 100083,China)

机构地区：[1]北京林业大学经济管理学院

出　　处：《世界林业研究》2018年第6期60-64,共5页World Forestry Research

基　　金：北京林业大学热点追踪项目(2018BLRD01)

摘　　要：我国政策性森林保险已经开展了近10年,成为理论界关注的一个热点问题。文中以林业发达国家瑞典为例,回顾了其森林保险经历过的出现时期、单一火灾险时期以及多险种时期,探析其森林保险产品、保险费率及赔付金额、损失核定以及其他规定等现状,得出了该国森林保险市场发达和行业成熟等结论,讨论其对我国完善和优化森林保险制度的启示。The policy-based forest insurance has been implemented for about 10 years in China,which is one of the popular research field.This paper took Sweden as a case to review its development process,including the emerging period,fire insurance as the only insurance period and multiple insurance types period,and then describe current situations of forest insurance in Sweden,by discussing forest insurance types, premiums and repayment standards,loss calculation,and other provisions,which contributed to the conclusion that Sweden owns a developed forest insurance market and mature insurance industry.At the end,the paper concluded the enlightenment on China to improve and optimize forest insurance system.

关 键 词：森林保险 强制性保险 商业性保险 发展历程 瑞典 

分 类 号：F840.66[经济管理—保险]