当前“套路贷”犯罪调查及防控对策  

Routine Credit Crime Investigation and Prevention Control Countermeasures

作　　者：朱双洋 靳高风[1] Zhu Shuangyang;Jin Gaofeng(People's Public Security University of China,Beijing 100038)

机构地区：[1]中国人民公安大学,北京100038

出　　处：《警学研究》2018年第6期57-64,共8页Police Science Research

摘　　要：当前,民间借贷市场纷繁复杂,以民间借贷为名,通过虚增债务、伪造银行流水、虚假诉讼等方式非法占有他人财物的"套路贷"犯罪逐渐呈现爆发之势,严重扰乱社会治安秩序,破坏司法公信力。"套路贷"犯罪的产生既有立法、监管缺失的原因,也有刑事和民事的界限把握不严、借款人防范意识薄弱的因素。应以法治思维和法治方式规范民间借贷市场,建立协同打击机制,完善监管制度规范,弥补管理体制漏洞,强化宣传防范和分析预警,增强民众应对"套路贷"犯罪的法制意识、防范意识和自我保护意识。At present,the private lending market is complicated.The routine credit crime,illegally occupying other people's property has gradually emerged through inflating debts,forging bank water, and false litigation,seriously disrupting public order and undermining judicial credibility.The emergence of routine credit crime is the lack of legislation and supervision,strict criminal and civil boundaries,as well as the weak awareness of borrowers.The private lending market by the rule of law, establish concerted strikes mechanism,improve the regulatory system and management system, strengthen propaganda and early warning,and enhance the people's awareness of the legal system, prevention,and self-responsibility of routine credit crime.

关 键 词：“套路贷”犯罪 调查 民间借贷市场 防控对策 

分 类 号：D917.6[政治法律—法学]