国有商业银行的产业定位与产权改革  

The Status of State-owned Commercial Banks and the Reform in Their Ownership

作　　者：张晋生[1] 

机构地区：[1]首都经济贸易大学财政金融学院金融系,北京100070

出　　处：《山西财经大学学报》2002年第2期52-54,共3页Journal of Shanxi University of Finance and Economics

摘　　要：国有银行产权改革的核心问题 ,就是实现以市场关系的产权结构与竞争性、盈利性银行产业特性的相吻合。尽管以国家控股的资本结构多元化作为国有商业银行产权改革的切入点有其客观的合理性 ,但国家持有控制权的股权结构 ,仍然将商业银行定位于“公共部门” ,不会形成银行的经营支配权 ,所以它不是国有银行产权改革的最终模式。因此 ,在进行国有银行资本结构分散化、社会化改革的同时 ,必须进行国有商业银行的合理定位 ,由此才能构建以微观利益为基础的现代银行制度。The focus of property ownership reform for the state-owned commercial banks is to dovetail market oriented ownership structure with the competitive, profit-making nature of this industry. Although it makes objective sense to have diversified capital structure under state holding as the cutting edge for the ownership reform of state-owned commercial banks, the equity structure is still taking commercial banks as a public sector, which deprives the banks of their power of independent operation. That, therefore, is not the final objective of the property ownership reform for the state-owned commercial banks. While diversifying and publicizing the equity structure of the state-owned banks, the positioning of the banks' status must be addressed before modern banking system with micro efficiency as underpinning be established.

关 键 词：国有独资商业银行 产权结构 产业定位 产权制度改革 

分 类 号：F830.33[经济管理—金融学]