Mechanism Research on Standardized Development of Rural Private Finance  

作　　者：ZOU Xin-yang WANG Gui-bin 

机构地区：[1]Department of Economic Management,Southwest University,Chongqing 400716,China [2]English Department,Southwest University,Chongqing 400716,China

出　　处：《Asian Agricultural Research》2010年第8期27-30,共4页亚洲农业研究(英文)

基　　金：Supported by National Social Science Fund(09CJY056);Philosophyand Social Fund Project in Chongqing(2008-jj99);Rural Economyand Management Research Center Funded Projects(0510);BasicResearch Projects of Southwest University of Central Universities(SWU0909604)

摘　　要：In generalizing the researching conditions of researchers on private finance,the paper introduces the connoted meaning of rural private finance broadly and narrowly.The paper states the forms of rural private finance(including private loaning,private bank,rural private collecting,financing organizations,cooperatives,NGO,small loaning organizations and so on),the relations between rural private finance and rural economic relations,pointing out that it is the combination of the strong and the weak,which may generate benefits with the operation of marketing mechanisms.The paper analyzes the historical causes,supervision causes and cultural causes of rural private finance,discussing mechanisms of standardized development of rural private finance:firstly,standardize the organization management mechanisms,including scaled controlling mechanisms and bank management mechanisms;secondly,complete finance supervision mechanisms;thirdly,moderate government intervention,including affording liberal policy environment and reducing the improper intervention;fourthly,upgrading qualities mechanisms,including cultivating the rural credit culture and improving the quality of regulatory personnel.In generalizing the researching conditions of researchers on private finance,the paper introduces the connoted meaning of rural private finance broadly and narrowly.The paper states the forms of rural private finance(including private loaning,private bank,rural private collecting,financing organizations,cooperatives,NGO,small loaning organizations and so on),the relations between rural private finance and rural economic relations,pointing out that it is the combination of the strong and the weak,which may generate benefits with the operation of marketing mechanisms.The paper analyzes the historical causes,supervision causes and cultural causes of rural private finance,discussing mechanisms of standardized development of rural private finance:firstly,standardize the organization management mechanisms,including scaled controlling mechanisms and bank management mechanisms;secondly,complete finance supervision mechanisms;thirdly,moderate government intervention,including affording liberal policy environment and reducing the improper intervention;fourthly,upgrading qualities mechanisms,including cultivating the rural credit culture and improving the quality of regulatory personnel.

关 键 词：Rural private finance Rural economy Financial supervision Standardized development China 

分 类 号：F832.35[经济管理—金融学]