世界各国中小企业信用担保制度的经验及对我国的启示  

The Experience of Credit Guarantee System for SME in the Countries of the World and Its Enlightenment to China

作　　者：吴明玺 

机构地区：[1]上海社会科学院经济研究所

出　　处：《世界经济研究》2014年第7期16-21,87,共6页World Economy Studies

摘　　要：信用担保是解决中小企业融资瓶颈的有效途径,也是世界各国扶持中小企业发展最通行的办法。很多国家尤其是美国、日本、德国等发达国家在推进中小企业信用担保制度建设中进行了积极的探索,形成了不少宝贵的经验。我国中小企业信用担保制度的建设尚处于起步阶段,应该更多地学习和借鉴发达国家的成功做法和经验。Credit guarantee is an effective way to solve the bottleneck of SME finance issue,and the world's most accessible way to support the development of SME. Many countries,especially such as the United States,Japan,Germany and other developed countries,have been actively exploring in promoting the construction of SME credit guarantee system,and have gained a lot of valuable experience. Construction of SME credit guarantee system in our country is still in the initial stage,and we should learn more successful practices and experience from developed countries.

关 键 词：世界各国 中小企业 信用担保 

分 类 号：F832.39[经济管理—金融学] F276.3F831.6