农户信贷配给程度的空间异质分析  

Analysis on the Spatial Heterogeneity of Farmers' Degree of Credit Rationing

作　　者：刘艳华[1] 辉敏敏 李明[1] 

机构地区：[1]安徽工业大学商学院,马鞍山243032

出　　处：《农业经济问题》2014年第7期52-59,111,共8页Issues in Agricultural Economy

基　　金：国家自然科学基金项目"基于二维空间的农户信贷配给空间异质规律研究"(编号:71203001)的阶段性研究成果

摘　　要：本文采用半变异函数、GMM估计等方法探索分析了我国农户信贷配给程度的空间异质特征。研究表明,我国农户信贷配给程度存在显著的空间变异特征;农村金融机构、农户和区域经济属性中的随机性因素是导致农户信贷配给程度空间变异的主因,而其结构性因素是导致农户信贷配给程度空间异质的重要原因。随机性和结构性因素会导致我国东中西部地区的农户信贷配给程度产生差异。基于此,我国应建立地区差别化的信贷支农体系。This paper uses the half variation function and GMM,to explore the spatial heterogeneity of farmers' degree of credit rationing. The conclusions indicates that spatial variation of farmers' credit rationing degree significantly exists,and that the random factors in the attributes of rural financial institutions,farmers and regions are the main reason for the spatial heterogeneity of farmers' degree of credit rationing,however,the structural factors are the important reason for it. The random and structural factors lead to the regional difference of farmers' degree of credit rationing in the east west and middle region of China. Therefore,we should establish farmer credit support system of regional differentiation.

关 键 词：农户信贷配给程度 空间异质 随机性因素 结构性因素 

分 类 号：F832.43[经济管理—金融学]