基于云南省机动车辆险面板数据的需求分析  

Demand Analysis of the Motor Vehicle Insurance Based on the Panel Data of Motor Vehicle Insurance in Yunnan Province

作　　者：田星昱 

机构地区：[1]云南财经大学统计与数学学院,云南昆明650221 [2]上海立信会计学院数学与信息学院,上海201620

出　　处：《苏州市职业大学学报》2013年第4期51-54,共4页Journal of Suzhou Vocational University

摘　　要：根据我国尤其是西部等较为落后地区机动车辆险市场的需求现状,基于非平稳序列差分调整后的面板数据,针对影响机动车辆险需求的因素建立多个面板数据模型,选择最合适的模型并根据最终结果分析各因素对车险需求的影响,提出适当定价、4S店驻点、加快道路建设、产品差异化等方面的建议.According to the demand of motor vehicle market in our country especially the west which is relatively backward,this paper attmpts to build several models according to the factors influencing the motor vehicle insurance demand based on the non-stationary series panel data of the difference after adjustment.Then it selects the most appropriate model and analyses the effects of various factors on insurance demand according to the ？nal results,puts forward suggestions like appropriate pricing,4s shop stagnation point,the construction of roads,product differentiation,etc.

关 键 词：机动车辆险 需求分析 面板数据 

分 类 号：F224.0[经济管理—国民经济]