我国银行垄断行为规制问题研究  

Regulation on Monopolistic Conducts of China's Banking Industry

作　　者：饶粤红[1] 

机构地区：[1]广东财经大学法学院,广州510320

出　　处：《嘉应学院学报》2014年第6期52-57,共6页Journal of Jiaying University

基　　金：2013年司法部国家法治与法学理论研究项目(12SFB5042)

摘　　要：银行机构滥用权利侵害消费者权益的现象非常严重,其中一个重要的原因就是我国银行机构基于垄断地位实施的垄断行为。银行垄断行为中比较普遍和严重的是协同行为和滥用市场支配地位行为,规制协同行为要考虑经营者行为的一致性、意思联络和合理性因素;规制滥用市场支配地位的关键是准确划分相关市场。目前银行业经营者集中的反垄断审查尚未具体实施,反垄断执法机构应加快制定金融业经营者集中申报标准,防止银行市场力量的过度集中。The problem caused by monopolistic conducts of banking institutions is very severe in China. Practice and abuse of dominant market position are two main types of monopolistic conducts. In order Concerted to regulate concerted practice enforcement body need to take into consideration three factors： coordination, subjective contact, and rationality. The key factor to regulating abuse of dominant market position is the accurate definition of relevant market. At present there is no anti -monopoly review for concentration of banking institutions. In order to prevent undue concentration of such market power, the enforcement body shall formulate concentration declaration criterion for banking institutions.

关 键 词：银行 垄断 反垄断 

分 类 号：D922.29[政治法律—经济法学]