外资银行信贷行为对我国货币供应量影响的实证分析  

An Empirical Analysis of the Impact of Foreign Bank Lending Behavior of China's Money Supply

作　　者：高扬[1] 

机构地区：[1]中国人民银行大连市中心支行,辽宁大连116001

出　　处：《吉林金融研究》2014年第5期9-13,共5页Journal of Jilin Financial Research

摘　　要：目前,同业往来是外资银行人民币资金的重要来源,短期贷款是外资银行资金运用的主要渠道。外资银行信贷行为不受信贷调控指导,增加了货币供给的不确定性,对货币供应量的可控性产生了影响。外资银行对我国各个区域货币供给影响程度差异也很大。实证分析发现,外资银行贷款已经开始对我国M1产生了一定的影响,需要引起宏观金融调控部门的关注。At present, the business is an important source of foreign banks RMB funds, short-term loans are the main channel for the application of bank capital investment. The foreign bank credit behavior is not affected by the credit control guide, increases the money supply uncertainty, influence the controllability of money supply. Differences in the degree of foreign banks impact on various regional monetary supply in China is also great. The empirical analysis shows, foreign banks have begun to have a certain impact on China＇s M1, need to cause the macro financial control departments concerned.

关 键 词：外资银行 信贷行为 货币供应量 实证分析 

分 类 号：F831.2[经济管理—金融学] F822F224