商业银行操作风险管理状况综合评价及其应用研究  

A Study on Comprehensive Evaluation and Application of Operational Risk Management Situation of Commercial Banks

作　　者：陈晓慧[1] 

机构地区：[1]南京财经大学金融学院,江苏南京210046

出　　处：《华东经济管理》2014年第8期91-96,共6页East China Economic Management

基　　金：教育部人文社会科学基金项目(2011YJA790133);江苏省高校哲学社会科学基金(2011SJB790011)

摘　　要：商业银行的操作风险管理状况受多种因素的影响,由于环境条件以及影响因素的多样性,我国商业银行操作风险管理状况并不十分理想。文章在文献综述的基础上,从我国商业银行操作风险管理的实际情况出发,借鉴国内外的成功经验,通过精选商业银行操作风险管理状况的综合评价指标,构建了综合评价模型,并应用商业银行操作风险的数据进行了模型应用及检验,为商业银行操作风险管理与评价提供了一种行之有效的定量分析手段。Due to the diversity of environment conditions and influencing factors, the operational risk management situation of commercial hanks is affected by many factors, and the operational risk rrmnagement of China＇s commercial banks does not per- form very well. On the basis of literature review, the paper constructs a comprehensive evaluation model by carefully selecting eomprehenslve evaluation index of operational risk management situation of commercial banks, based on the actual situation of China＇ s commercial banks operational risk management and fully drawing on the successful experience at home and abroad. It also carries out the application and the test of the model by applying operational risk data of commercial banks, and provides an effective quantitative analytical tool for operational risk management and evaluation of commercial banks.

关 键 词：综合评价 操作风险 风险管理 模糊评价 商业银行 

分 类 号：F832.1[经济管理—金融学]