基于互助性担保的小企业融资模式研究  

Small Business Financing Model Based on a Solidarity Guarantee

作　　者：王浩[1] 徐欣慰 

机构地区：[1]昆明理工大学管理与经济学院,云南昆明650093 [2]上海浦东发展银行嘉兴桐乡支行,浙江桐乡314500

出　　处：《安徽农业科学》2014年第26期9142-9144,共3页Journal of Anhui Agricultural Sciences

摘　　要：小企业在我国的经济发展过程中起到了非常重要的作用,然而由于缺乏合适的信用支持,小企业普遍面临着融资难的状况。该研究以桐乡市小企业为例,探讨了小企业内部的资金状况,得出互助性担保是适合小企业发展的融资模式的结论,并从政府、贷款机构、企业3个方面提出了引导小企业互助性担保良性发展的建议。Small enterprises play a very important role in China＇s economic development prt~：ess, however they face difficuh financing situation for lack of appropriate credit support. Taking small enterprises in Tongxiang City as an example, the internal funding situation of small business was discussed, and the conclusion that the mutual guarantee is suitable for small enterprise financing development was obtained. From aspects of government, lending institution, enterprise, suggestions for guiding the benign development of small enterprises mutual guarantee were put for- ward.

关 键 词：小企业融资 内部资金 互助性担保 良性发展 

分 类 号：S-9[农业科学]