中国银行业大挑战与大转型  

Huge Challenge and Grand Transformation of China's Banking Industry

作　　者：欧明刚[1] 

机构地区：[1]《银行家》编辑部

出　　处：《银行家》2014年第5期56-58,共3页The Chinese Banker

摘　　要：当前,世界经济不确定性因察仍然很多,中国经济转型发展也面临重重挑战,经营环境的巨大变化对中国商业银行的发展提出了新要求。商业银行务须转变其经营理念,经营模式以及产品和服务结构,积极转型,Currently the world cconomy is still full of a lot of uncertainty factors,the transformation and development of China's ceonomy is also facing many challenges,tremendons changes in the operating environment have put forward new request to the development of China's conmercial banks,Commercial banks are advised carry out positive transformation and change their business philosophy,business model and struture of product and service

关 键 词：中国银行业 升级转型 经济结构调整 资本管理能力 利率市场化改革 经济金融形势 信贷资产质量 盈利模式 

分 类 号：F832.3[经济管理—金融学]