浅谈互联网金融对利率市场化的推动和商业银行的竞争策略  

Introduction to Internet Finance's Promotion Role on Interest Rate Liberalization and Commercial Banks' Competition Strategy

作　　者：吴骏 杜琳琳[2] 

机构地区：[1]中国邮政储蓄银行股份有限公司广东省分行计划财务部,广州510080 [2]中山大学附属第一医院财务处,广州510080

出　　处：《价值工程》2014年第30期184-185,共2页Value Engineering

摘　　要：本文通过阐述当前互联网金融对银行利率市场化的推动,以及各商业银行应对客观环境变化的现实举措,提出相关策略。从而,商业银行在利率市场化的过程中与新金融势力博弈和融合,共同推动我国金融业全面升级。Through the elaboration of the current Internet finance＇s promotion on bank interest rate Liberalization and the real measures that commercial banks take in dealing with the objective environment change, this article proposes the related strategies. Thus, game and fusion between commercial banks and the new financial forces in the process of interest rate liberalization jointly promote the comprehensive upgrade of China＇s financial industry.

关 键 词：互联网金融 利率市场化 竞争机制 

分 类 号：F832.3[经济管理—金融学]