互联网金融中的信息风险分析  

Analysis of Information Risk in E- finance

作　　者：周良慧 杨珏[2] 

机构地区：[1]北京航空航天大学法学院,北京100083 [2]南昌大学法学院,江西南昌330031

出　　处：《金融教育研究》2014年第4期15-22,共8页Research of Finance and Education

摘　　要：如何有效认知互联网金融信息在储存、交易、传播等过程中的窃取、盗用等各种风险;如何防止恶意垃圾金融信息对百姓生活的干扰,为当代金融市场提供一个高效、便捷、低成本的开放交互式平台,是互联网界、学术界和政府长时间完善互联网金融信息安全问题的重要课题。文章从互联网金融服务对传统金融行业的拓展出发,通过分析互联网金融信息存在风险的现状、主要体现形式、危害及事件,说明互联网金融信息风险的损害性和解决的必要性,并针对我国新近立法对风险预防方面存在的问题予以分析,故而提出应对互联网金融信息风险的建议,以期有助于互联网金融快速发展,提高大众风险防范意识。The problems of how to effectively recognize the risks of theft or abuse using of financial information on e - finance service during the process of storage,trading or communication;how to prevent the harassment of junk information in people’s daily life;how to build an open and interactive platform which is efficient,convenient and low cost for the modern financial market,will be an important long term subject. With the expansion of the newly e- finance service,this paper analyzes the risks,representations,harms and some cases in e - finance by the current legislation in this field. This article also explains the rising crises of e - finance information in order to do some help to the development of e - finance service and to improve the public consciousness of information risks.

关 键 词：互联网金融 电子商务 金融信息 信息风险 

分 类 号：F832.332[经济管理—金融学]