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机构地区:[1]华东理工大学社会与公共管理学院,上海200237
出 处:《妇女研究论丛》2014年第5期33-40,共8页Journal of Chinese Women's Studies
基 金:国家社科基金项目"社会转型期农民工‘组织化’问题研究"(项目编号:09CSH005)阶段性成果;上海市重点学科建设项目资助(项目编号:B501)
摘 要:养老保险在制度设计上带有一定的再分配效应,但由于中国城镇企业职工基本养老保险制度中个人账户被用于支付基础养老金,使得再分配效应减弱。同时性别间的再分配效应强于贫富间的再分配效应,两者存在反向的变动关系,性别间的再分配能够在总体上弱化贫富间的再分配。做实个人账户有利于养老保险再分配功能的发挥,提高养老金的增长率能够增强再分配效应,同时让更多的低收入群体成为养老金的受益者,再分配效应对养老金增长率的敏感性高于对缴费率的敏感性。Pension systems are designed based on a level of redistribution. However, the individual pension account of the current pen- sion system among Chinese urban enterprise workers is used to pay for fundamental annuities, and this thus weakens the process of re- distribution. Meanwhile, redistribution between the sexes is stronger than that between the rich and the poor. There is a reverse alter- able relationship between the two; that is redistribution between the sexes weakens that between the rich and the poor on the whole. To fully fund individual pension account is beneficial to the redistribution effect of the pension system. To increase the rate of pension im- proves the redistribution effects, allowing, at the same time, more low-income population to be involved into the pension system. This will encourage that redistribution effects are more sensitive to the growth rate of pension than to that of contributions.
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