金融发展与城乡居民收入差距关系探讨——以中国西部12省区为例  

Research on the Relationship Between Financial Development and Urban-Rural Income Gap:Taking the Western Region of 12 Provinces as an Example

作　　者：周子栋[1] 王满仓[1] 俞颖[1] 

机构地区：[1]西北大学经济管理学院,陕西西安710069

出　　处：《西安财经学院学报》2014年第5期16-21,共6页Journal of Xi’an University of Finance & Economics

基　　金：国家社会科学基金青年资助项目(13CJY130)

摘　　要：文章基于2002—2011年中国西部12个省份金融市场(金融中介和保险市场)发展状况面板数据,建立回归模型,利用pooled LS回归和基于贝叶斯线性回归理论的MCMC算法,对西部地区金融发展与城乡居民收入差距之间的关系进行实证分析。研究结果表明:金融中介发展拉大了西部地区城乡居民收入差距,而保险市场发展则对西部地区城乡居民收入差距的扩大有抑制作用。并在文章的最后对出现这些情况的原因以及政策建议进行了阐述。Based on the provincial panel data about the financial market （financial intermediaries and insur-ance market） in the western region of China from 2002 to 2011 ,this paper establishes a regression model and uses pooled-LS analyses and MCMC algorithm which based on Bayesian linear regression theory to em-pirical analysis the financial development in the western region of China upon the urban-rural income gap . The result shows that the development of financial intermediation widens the income gap of urban-rural ;however ,the development of insurance market has an opposite impact on the urban-rural income gap .At last ,this paper explains the reasons behind this and some suggestions are given here .

关 键 词：金融中介发展 保险市场发展 城乡收入差距 西部地区 

分 类 号：F832[经济管理—金融学]