江苏省农村养老存在的问题及对策分析  

Existed Problems and Countermeasures of Rural Endowment in Jiangsu

作　　者：卞琦娟[1] 唐力[1] 

机构地区：[1]南京中医药大学经贸管理学院,江苏南京210023

出　　处：《南京中医药大学学报（社会科学版）》2014年第3期173-177,共5页Journal of Nanjing University of Traditional Chinese Medicine(Social Science Edition)

基　　金：农业部软科学项目(Z201213);江苏省社会科学基金(11GLC010)

摘　　要：江苏新农保发展领先于全国,但农村养老问题仍十分突出,表现为年剩余积累少,个体自我养老保障能力有限;子女人数减少、农村人口转移,家庭代际养老保障功能弱化;新农保养老金额偏低,新农保养老保障能力不强。其主要原因是农民收入低,土地养老功能弱化,子女养老意识淡薄,养老保险城乡差异大。认为应提高农民收入,强化土地养老,重视家庭代际养老,发展商业保险。Jiangsu keeps ahead of development of new agricultural insurance,but has serious problems in rural en-dowment,such as less annual surplus accumulation,limited individual self-supporting ability,reduction of children, transference of rural people,weakening of the family intergenerational endowment security,lower new agricultural insurance pension and less old-age security capability with the new agricultural insurance.The main reasons are as follows,including lower income,fading of endowment function of agriculture,indifference of children awareness to endowment and large difference between urban and rural endowment insurance.What measures should be taken are to improve farmers＇ incoming,strengthen land endowment,focus on the intergenerational family pension and devel-op commercial insurance.

关 键 词：农村养老 新农保 江苏省 

分 类 号：F323.89[经济管理—产业经济]