理财市场结构失衡及其影响分析  

The Research on Structural Imbalance in Financial Planning Markets and its Impact

作　　者：余秀荣[1] 

机构地区：[1]上海商学院,200235

出　　处：《上海经济研究》2014年第11期62-67,86,共7页Shanghai Journal of Economics

基　　金："上海市本地高校‘十二五’内涵建设--上海商学院‘商务服务急需专业-金融学(金融理财)专业人才培养模式改革与创新研究’"项目;上海商学院财经学院科研基金支持

摘　　要：2004年金融理财引入我国后,中国理财市场快速发展。然而,我国理财市场存在着功能扭曲、结构畸形等问题。文章尝试运用金融学基本原理和分析范式,在探讨金融理财本质和功能的基础上,剖析我国理财市场结构失衡的表现及其对宏观经济的负面影响。研究结论是:当前我国金融功能扭曲,效率低下,脱离实体经济。With the rapid development of financial planning in China, functional distortion and structural imbalance of financial planning have appeared clearly. And these brought great risks to the economic and finan- cial development. Therefore, this paper attempts to apply the basic principles of finance and functional analysis paradigm to analyze the nature and functions of financial planning, bring to light functional distortion and structural imbalance of financial planning. Finally, their negative effects are emphasized on financial sectors and real economy in order to make researchers, practitioners and supervisors pay much attention to them.

关 键 词：理财 市场结构 失衡 

分 类 号：F832.5[经济管理—金融学]