基于委托—代理理论的自然灾害保险模型  

Research on Insurance Model for Natural Disaster Based on the Theory of Principal and Agent

作　　者：梅广清[1,2] 沈荣芳[1,2] 张显东 

机构地区：[1]同济大学经济与管理学院 [2]复旦大学管理学院

出　　处：《运筹与管理》1998年第4期14-18,共5页Operations Research and Management Science

基　　金：国家自然科学基金

摘　　要：灾害保险是筹措防灾救灾资金的重要手段之一，文章运用博弈论中的委托—代理理论建立自然灾害的保险模型，对有关自然灾害的最优保险费率的确定及其特征进行了研究。Natural disaster insurance is one of the important ways to raise fund for disaster reduction and postdisaster recovery. Based on the Theory of Principal and Agent in Game Theory,an insurance model for natural disasters is developed,and the optimal insurance cost ratio and its characteristics are studied,which could be able to provide the theory to develop insurance market for natural disasters.

关 键 词：委托-代理理论 保险模型 自然灾害 灾害保险 

分 类 号：F840.64[经济管理—保险] C936[经济管理—管理学]