金融创新背景下金融监管体制改革比较研究——基于2007年国际金融危机的经验研究  

Comparative Study on the Reform of Financial Supervision System:an Empirical Research Based on the 2007 Financial Crisis

作　　者：刘霞[1] 

机构地区：[1]郑州大学商学院,河南郑州450001

出　　处：《北京航空航天大学学报（社会科学版）》2014年第4期67-74,共8页Journal of Beijing University of Aeronautics and Astronautics：Social Sciences edition Edition

基　　金：河南省教育厅人文社科项目(2013-QN-240)

摘　　要：以比较分析为主要研究方法,辅以规范分析、实证分析和历史分析,从20世纪80年代以来英美与中日各国金融创新情况比较入手,对2007年金融危机后各国在金融监管职能、金融监管目标、金融监管原则以及金融监管体制方面的改革进行横向比较,从中总结出金融监管改革的经验教训:坚持金融创新与金融监管辩证哲学的前提下,强化金融监管的国际协作、注重宏观审慎监管与微观审慎监管相结合、重点监控系统性风险、保证金融监管体制与金融结构相匹配,这是各国在金融监管改革中应坚持的思路。The paper analyzes the reform of financial supervision system by applying a comparative method supple -mented with standard analysis , empirical analysis and historical analysis .Firstly, the paper compares the financial innovation in the Anglo-American countries since the 1980 s.Secondly , it compares the financial regulation reforms in terms of functions, objectives, principles and systems after the 2007 financial crisis.Lastly, the paper draws the con-clusion that national financial regulatory reform must adhere to financial innovation .International community should strengthen the international collaboration of financial regulation , keeping the combination of macro-prudential supervi-sion with micro-prudential supervision .It also should focus on monitoring systemic risk and ensure the consistence of the financial regulatory system with financial structure .

关 键 词：金融监管体制 金融创新 金融危机 监管目标 监管职能 监管原则 

分 类 号：F832.1[经济管理—金融学]