商业银行混业经营的路径依赖——基于影子银行的视角  

Path Choice of Mixed Operation of Commercial Banking Based on the Perspective of the Shadow Banking

作　　者：卜乐乐 姚佐文[1] 

机构地区：[1]安徽农业大学经济管理学院,安徽合肥230036

出　　处：《重庆交通大学学报（社会科学版）》2014年第6期57-60,共4页Journal of Chongqing Jiaotong University:Social Sciences Edition

基　　金：安徽省软科学计划项目"技术创新链视角下新型农业科技服务体系构建研究"(1302053038)

摘　　要：影子银行的诞生无疑会对传统商业银行产生影响。阐述和分析传统商业银行如何应对影子银行兴起带来的机遇和挑战。以银行业市场集中度为出发点,从社会融资的角度分析商业银行对社会融资的贡献度,并通过Johansen协整检验和VEC模型论证混业经营是商业银行发展的趋势,并对商业银行的发展方式、深化改革提出建议。There＇s no doubt that the emergence of shadow banking will affect traditional banking. The ways are taken by traditional banking to cope with opportunities and challenges caused by shadow banking. The contribution of traditional banking to social financing is analyzed from the starting point of concentration of bank market. It is confirmed that mixed operation is the tendency of our traditional banking through Johansen cointegration test and VEC model. Some measures to convert the ways of development and deepen reforms of traditional banking to adapt to current financing environment are raised.

关 键 词：商业银行 影子银行 混业经营 

分 类 号：F832.1[经济管理—金融学]