中国农村金融排斥区域差异的空间效应分析  

Analyzing Spatial Effect of Regional Disparity of Rural Financial Exclusion in China

作　　者：吕勇斌[1,2] 纪倩倩[2] 

机构地区：[1]财政部财政科学研究所,北京100142 [2]中南财经政法大学金融学院,武汉430073

出　　处：《湖北农业科学》2014年第19期4745-4750,共6页Hubei Agricultural Sciences

基　　金：度国家社科基金青年项目(10CJY040);中央高校基本科研业务费项目(31540910518);中央高校基本科研业务费项目(31541310503)

摘　　要：基于农村金融排斥的最新研究成果,构建农村金融排斥的综合评价指标,对中国29个省(市、自治区)的排斥程度进行评价。利用Moran’s I指数和Moran散点图对中国农村金融排斥的空间特征进行了初步分析,并对农村金融排斥区域差异的空间效应进行了空间数据分析。结果表明,中国农村金融排斥的空间效应显著,邻近地区的排斥程度会对该地区农民的收入产生影响。Based on the latest researches on rural financial exclusion, evaluating indicators were constructed comprehensively to sequence the exclusion level of 29 provinces in China. Using Moran＇s I index and Moran scatter plot, spatial characteristics of rural financial exclusion were analyzed. Spatial effects of regional disparity of rural financial exclusion were empirically analyzed from spatial dependence and spatial heterogeneity. The results showed that spatial effects were significantly different. Exclusion levels of the neighboring provinces had effects on farmers＇ incomes of the province.

关 键 词：农村金融排斥 区域差异 空间效应 

分 类 号：F830.34[经济管理—金融学]