基于京津冀协同发展的区域保险问题分析  

Regional Insurance Based on Beijing-Tianjin-Hebei Integration

作　　者：梁慧超[1,2] 焦丽雪 赵艳周 

机构地区：[1]河北工业大学人文与法律学院,天津300401 [2]河北工业大学经济管理学院,天津300401

出　　处：《河北工业大学学报（社会科学版）》2014年第4期1-8,共8页Journal of Hebei University of Technology：Social Sciences Edition

摘　　要：在京津冀协同发展背景下,对京津冀保险业的发展现状进行了分析。首先,通过对2001年-2013年人均GDP、保费收入、保险深度、保险密度、保险业绩指数、保险业务构成等方面的数据统计,观测到京津冀保险业发展存在着地区差异性和梯度层次性。其次,对京津冀地区保险业与经济增长之间的关系进行相关描述。最后,为使区域保险适应京津冀协同发展的新要求,利用地缘优势,建立京津冀保险业有效的金字塔结构,达到京津冀保险业生态系统设想的效果,文章从五个方面提出了对策建议。Against Beijing-Tianjin-Hebei integration, this paper has investigated the current development of insurance industry in this region. First of all, based on the data statistics of 2001-2013 per capita GDP, premium income, insurance depth, insurance density, insurance performance index and the insurance business structure, we have found the regional differences and gradient hierarchy in the insurance industry. Second, we have also described the relationship between the insurance industry and the economic growth in the region. Finally, in order to adapt to the new requirements, we should use geographical advantages to establish effective pyramid structure of the regional insurance industry, thus achieving industrial ecosystem in the region. We put forward the countermeasures and suggestions from five perspectives.

关 键 词：京津冀 区域经济 保险业 协同发展 

分 类 号：F061.5[经济管理—政治经济学]