国有商业银行上市对银行业效率水平的影响——基于Malmquist生产率指数的实证分析  

Effect on the Level of Banking Efficiency of Listed State-Owned Commercial Bank——An Empirical Analysis based on Malmquist Productivity Index

作　　者：吴桂平[1] 符锦[1] 吴文峻[1] 

机构地区：[1]澳门科技大学商学院

出　　处：《技术经济与管理研究》2015年第1期92-97,共6页Journal of Technical Economics & Management

基　　金：国家自然科学基金项目(71102063)

摘　　要：文章基于我国15家各类性质银行在1996-2010年经营效率数据基础上,利用数据包络分析法(DEA),对我国银行1996-2010年经营效率进行总体评价与分析,报告了我国银行业务经营效率水平。通过应用Malmquist生产率指数对银行业务经营效率变动得进行了调查和测量,结果反映了银行上市后银行业效率提高幅度明显,尤其是国有银行进步最快,但我国商业银行普遍存在规模报酬递减的状况,需要进一步提高规模报酬。从动态上看,我国银行业1996-2003年全要素生产率总体上出现小幅的下降,但2004年以后,随着国有银行逐步上市,我国银行业全要素生产率得到了稳步的提升。笔者认为我国银行需不断拓展表外业务、提高日常管理水平、吸收更多高学历人才和增加新兴技术的自主创新。Based on the data of operating efficiency of 15 different banks of China in 1996-2010, the paper makes an overall analysis and evaluation on the operation efficiency of China＇s banking industry by using Data Envelopment Analysis（DEA） and reports the level of their operation efficiency. The paper also conducts a survey and measurement to calculate the efficiency change by using Malmquist productivity index. The results show that the efficiency of the banking industry is significantly improved after the bank is listed.State-owned banks improve the fastest, but the returns to scale of China＇s commercial banks decrease gradually and they need to be further improved. 1996-2003 total factor productivity of China＇s banking industry on the whole a slight decline, but after 2004, along with the state-owned banks gradually listed, the total factor productivity of China＇s banking industry has been steadily upgrading. The author believes that the banks in China need to continue to expand the balance sheet business, improve the daily management level,absorbe more highly educated people and increase innovation in emerging technologies.

关 键 词：银行业 商业银行 金融机构 金融工程 

分 类 号：F830.33[经济管理—金融学]