现行农村土地流转制度下土地承包经营权抵押贷款制约因素及对策  

Strengthening Village Level Financial Revenue and Expenditure Management Approach to Explore New Period

作　　者：李香花[1] 

机构地区：[1]中国人民银行延边州中心支行,吉林延吉133000

出　　处：《吉林金融研究》2014年第12期56-58,75,共4页Journal of Jilin Financial Research

摘　　要：2014年4月,国务院下发了《关于金融服务"三农"发展的若干意见》(国办发[2014]17号),鼓励发展农村土地承包经营权抵押贷款业务。近年来,延边州内各涉农类金融机构积极开展农村土地承包经营权抵押贷款创新实践,并取得了一定成效,但全面推进农村土地承包经营权抵押贷款业务,还受制于现行农村土地流转法制及机制不完善、产权不清等问题。有必要从完善农村土地承包经营权流转法律制度,明晰农村土地承包经营权,健全流转市场及农村社会保障体系等入手,为盘活农村土地资产,全面推广土地承包经营权抵押贷款扫清障碍。in 2014 April, the State Council issued the ＂opinions on financial services for the＂ three rural ＂development＂ （Guo Ban Fa No. [2014] 17）, encourage the development of rural land contractual management right mortgage loan business. In recent years, the state of Yanbian within the agriculture related financial institutions to actively carry out the contracted management right of rural land, mortgage innovation practice, and achieved certain results, but the comprehensive promotion of business loans contracted management right of rural land, mortgage, is also subject to the current rural land circulation system and mechanism is not perfect, unclear property rights and other issues.

关 键 词：土地流转 承包经营 制约因素 

分 类 号：F321.1[经济管理—产业经济] F832.4