农村金融发展收入效应的区域差异研究与探析  

Countryside finance development income effect's district difference research and probing

作　　者：祁黄雄[1] 渠栋 高倩[2] 

机构地区：[1]浙江财经大学,浙江杭州310008 [2]湖南大学,湖南长沙410012

出　　处：《特区经济》2015年第1期61-64,共4页Special Zone Economy

摘　　要：本文对全国31个省市2004~2012年度面板数据按其收入效应进行了聚类分析,将其分为了经济发展好、较好和差的三类,基本与国家东中西的分类一致。在此基础上分别引入区域建立变截距固定效应模型和变系数固定效应模型来从不同的侧面对金融发展的收入效应进行实证分析,结果发现农村金融发展收入效应具有显著区域差异,农村金融发展效率对收入的影响在各个区域都是负向的,但是这种负向效应东部最强、中部西部依次减弱,农村金融发展规模对农民收入的影响在东西部是正向的,而在中部是负向的。The 31 provinces and cities nationwide 2004~2012 annual panel data according to the income ef- fect of the clustering analysis, will be divided into three categories of economic development, good and bad, consistent with national basic classification of East and West. On the basis of introducing regional es- tablished respectively the fixed effects model and variable coefficient fixed effect model to conduct empirical analysis income effect on financial develop- ment from different sides, the income effect of rural financial development has significant regional difference, the efficiency of rural financial development impact on income in each region is negative, but the negative effect of East, West to the strongest central weakened, affecting the scale of rural financial de- velopment on farmer income is positive in the East and the west, and the middle part is negative.

关 键 词：金融发展 收入效应 区域差异 面板数据 

分 类 号：F832.35[经济管理—金融学]