征信体系建设的理论基础和发展路径  

The Theory Basis and Development Path for Credit Reference System Building

作　　者：章红[1] 肖瑞婷[1] 郝嵘[1] 

机构地区：[1]中国人民银行西安分行,陕西西安710075

出　　处：《征信》2014年第11期54-56,共3页Credit Reference

摘　　要：当前,我国征信体系建设已进入快速发展时期。分析征信体系产生和发展的社会背景,研究征信体系建设的理论基础,以信息不对称理论为依托探讨征信体系影响经济活动的机制,并对不同阶段征信体系的发展路径进行初步探索。At present, China＇ s credit reference system construction has entered a rapid development stage, t^y ana- lyzing the social background under which the credit reference system has come out and grown, based on the theoreti- cal foundation of the construction of credit reference system --the information asymmetry theory, an analysis is made on the mechanism for credit reference system affecting economic activities, exploring the development path for the credit reference system at different stages.

关 键 词：征信体系 信息不对称理论 发展路径 

分 类 号：F832.2[经济管理—金融学]