我国农村金融生态优化对策探讨  

The Countermeasures for the Optimization of Rural Financial Ecology

作　　者：曾之明[1] 张琦[1] 

机构地区：[1]湖南商学院,湖南长沙410205

出　　处：《征信》2014年第11期70-74,共5页Credit Reference

基　　金：国家社科青年项目(11CJY046);教育部人文社会科学规划基金项目(12YJA790182);湖南省社科基金项目(11YBB228);湖南省社科评审课题(1011190B);湖南省教育厅科研重点课题(11A064)

摘　　要：剖析我国农村金融生态发展面临的突出障碍,借鉴国外农村金融生态建设有益经验,探讨优化我国农村金融生态的对策思路,提出应构建金融生态协调机制、打造农村信用环境、完善农村金融法治环境、提高信用中介服务水平。The paper analyzes the outstanding barriers during the development of China＇ s rural financial ecology, draws on the useful experiences from foreign rural financial ecology construction, and explores the philosophy of op- timization strategies for rural financial ecology in China. It is imperative to construct coordination mechanisms for fi- nancial ecology and build rural credit environment, make better rural financial legal environment, and improve serv- ice quality of credit intermediaries.

关 键 词：农村金融生态 生态协调机制 信用风险 失信惩罚 

分 类 号：F832.35[经济管理—金融学]