论资本主义发展与危机中的信任与信用——基于马克思经典著作的分析  

Research on Trust and Credit in the Development of Capitalism and Its Crisis——Based on the Marx's Classic works

作　　者：罗玮[1] 谢熠[1] 罗教讲[1] 

机构地区：[1]武汉大学社会学系,武汉430072

出　　处：《甘肃行政学院学报》2014年第6期96-107,127,共12页Journal of Gansu Administration Institute

基　　金：国家社会科学基金重点项目"中华民族伟大复兴的社会心态状况抽样调查与对策建议"(项目编号:13AZD069);国家社会科学基金一般项目"社会建设的微观机制的社会学实证研究"(项目编号:11BSH041)

摘　　要：信任与信用在资本主义发展与危机中扮演了重要的作用。本文基于对马克思主义经典著作的分析,挖掘马克思对资本主义发展与危机的信任与信用观点,认为资本主义信用制度通过以下方式促进了资本主义的发展:降低资本积累的难度与成本,促进资本的集中,分散资本大生产的风险,为跨期支付提供了基础,催生了企业所有权与经营权的分离,以及降低资本主义世界对货币的需求量。同时,信任与信用的矛盾也会催生资本主义危机:信贷收缩、信用萎缩与资产收缩。马克思的信任观不仅对当下的信任研究具有启示,更对中国发展的实践意义深远。Trust and credit playthe important roles in the development of capitalism and its crisis. In this paper, we excavate Marx's view of trust and credit, basing on an analysis of his classic works, concluding that the credit system of capitalism promoted the development of capitalism in the following ways: reducing the difficulty and cost of capital accumulation, enhancin the concentration of capital, dispersing the risk of capital mass production, supporting the basis for inter-temporal payment making the separation of ownership and management possible and reducing the monetary demand of capitalist world. At the sam time, the contradiction between trust and credit will also trigger the crisis of capitalism: the contraction of loan, credit and asse Marx's view of trust shows huge implications for the contemporary trust research, as while has far-reaching significance for th development of China.

关 键 词：信任研究 信用 资本主义发展 资本主义危机 马克思信任(信用)观 信用(信任)制度 

分 类 号：C912.3[经济管理]