信贷排斥、家庭资本与农民创业选择——基于安徽省696份农户调查数据  

Credit exclusion, family capital and farmers' entrepreneurship choice: Based on the survey data of 696 households from Anhui Province

作　　者：邓道才[1] 唐凯旋 

机构地区：[1]安徽大学经济学院,安徽合肥230601

出　　处：《湖南农业大学学报（社会科学版）》2015年第1期1-8,共8页Journal of Hunan Agricultural University(Social Sciences)

基　　金：国家社会科学基金重点项目(08AJY043);安徽省社科规划基金项目(AHSK11-12D36);安徽省社科联规划项目(A2013014)

摘　　要：基于农村信贷排斥理论和静态职业选择模型,以及安徽省696份农户调查数据,选取信贷排斥、家庭资本两个主变量和受教育程度、外出务工经历、农技培训等特征变量,实证分析了信贷排斥和家庭资本对农民创业选择的影响,结果表明:信贷排斥对农民创业选择的总体影响为负,但存在结构性失衡,其对家庭资本水平较高的农民创业者影响大于中低家庭资本水平的农民创业者;家庭资本水平与农民创业选择呈倒U型关系;农民本身的资源异质性同样与创业行为存在显著相关性。Based on the rural credit exclusion theory and static occupation choice model and 696 farmers survey data from Anhui Province, selecting credit exclusion, family capital as two main variables and other characteristic variable including level of education, migrant working experience,agricultural technology training, the author empirical analyzed the influence of credit exclusion and family capital on farmers’ entrepreneurship choice. The results showed that credit exclusion had negative impact on farmers’ entrepreneurship, and the influence on famer with more capital was larger than that on farmers with less capital; Family capital have inverted u-shape relationship with the entrepreneurship of farmers’; Farmer’s resource heterogeneity had a significant correlation with entrepreneurial behavior.

关 键 词：农民创业 信贷排斥 家庭资本 社会资本 农村金融 

分 类 号：F323.6[经济管理—产业经济]