金融机构“非标”资产业务发展对宏观审慎管理的影响机理研究  

Influencing Mechanism Research on the Influences of Financial Institutions' Non-standard Assets on Macro-prudential Management

作　　者：朱焱[1] 汪静[2] 

机构地区：[1]东北财经大学,辽宁大连116025 [2]中国人民银行大连市中心支行,辽宁大连116001

出　　处：《金融发展研究》2015年第2期33-39,共7页Journal Of Financial Development Research

摘　　要：理财、同业业务的发展及跨部门合作加深使金融机构"非标"资产规模迅速扩张,在调整金融机构自身资产负债结构及流动性管理水平的同时,也增加了系统性风险,影响货币供应量、流动性调节以及信贷政策调控效果,从而影响金融稳定和宏观审慎管理。规范金融机构"非标"资产业务发展,需在发挥监管合力的基础上,推动金融机构进一步回归业务本源。The scale of financial institutions＇ ＂non-standard＂assets have been greatly expanded by the development of their financing business, interbank business and the deepening cooperation across departments. These assets have increased systemic risks,greatly influenced the financial stability and macro-prudential management,as well as adjusted the balance- sheet structure and liquidity management level of the financial institutions. Conclusion shows that：the normative development of＂non-standard＂assets need not only the integral supervision force,but also the endeavor for ＂back to business basics＂.

关 键 词：“非标”资产 宏观审慎管理 影响机理 

分 类 号：F830[经济管理—金融学]