基于合理边界控制的担保圈风险化解策略研究  

Research on Risk Defuse Strategy of Guarantee Circle——Based on Reasonable Border Control

作　　者：中国人民银行济南分行课题组 苑治亭[1] 

机构地区：[1]中国人民银行济南分行,山东济南250021

出　　处：《金融发展研究》2015年第2期54-59,共6页Journal Of Financial Development Research

摘　　要：本文基于山东省担保圈现状的考察,对现阶段企业担保圈风险的特征及其赖以存在的制度背景进行分析,认为治理担保圈风险应充分考虑其存在的现实条件和经济的合理性,摒弃"全盘否定"的态度,既要充分发挥其在促进企业融资、缓释风险方面的积极作用,又要防止担保圈无限放大导致风险蔓延和失控。本文结合企业征信系统数据和金融网络分析方法,对担保圈风险的测度、识别和控制提出了解决方案。Based on the situation of guarantee circle in Shandong, the paper analyses its risk characteristics and existing regime nowadays. Present conditions and economic rationality should be fully considered when managing the guarantee circle risk. It should not repudiate guarantee reality completely. The positive effect is promoting enterprise financing and releasing risk,but guarantee circle amplification would result in risk spread and even runaway. Based on data from enterprise credit rating system and financial network analysis method,the paper proposes a plan about how to measure, recognize and control the risks.

关 键 词：担保圈 互保联保 金融风险 化解策略 

分 类 号：F830[经济管理—金融学]