我国银行业竞争推进制度研究  

Study on Chinese Banking Competition Advocacy System

作　　者：漆丹[1] 

机构地区：[1]江西师范大学政法学院

出　　处：《法学评论》2015年第2期85-91,共7页Law Review

基　　金：江西省高校人文社会科学研究项目"中国银行业竞争推进制度研究"(FX1312)阶段性成果

摘　　要：我国银行业的垄断问题主要并不是由于处于寡占地位的国有银行实施限制竞争行为造成的,而是国家干预、管制的结果。传统的反垄断执法和司法对这种管制下的垄断无能为力,只能被动地等待银行业主管部门的自我觉醒,或者象民间金融危机之类事件发生之后才意识到问题的存在。竞争推进是各国竞争主管部门的实务工作者在实践中探索出来的竞争执法之外的手段。通过竞争性评估、引入竞争和培育竞争文化等竞争推进制度,将促进我国银行业的有效竞争和金融资源的分配公平。The monopoly of China＇s banking industry was resulted from state intervention and regulation, far from restrictive competitive practices by oligopoly status of state--owned banks. This kind of monopoly can hardly be solved by traditional anti--trust enforcement and judiciary. The problem could only be exposed by serious events such as an outbreak of civil fina--ncial crisis, or we could just wait for authorities＇ self--awakening passively. Competition advocacy, as an effective meth- od beyond traditional competition enforcement after vast practices of different countries＇ antitrust authorities, should be introduced into China. The effective competition of China＇s banking industry and fair allocation of financial resources should be pro- moted by detailed competition advocacy policies, such as competitiveness assessment, introduction of competiti--on and culti- vation of competitive culture, etc.

关 键 词：银行业垄断 竞争推进 竞争法 

分 类 号：D922.294[政治法律—经济法学] D922.28[政治法律—法学]