统一授信模式下存货组合与循环质押融资决策  

Inventory Portfolio and Circulating Pledge Financing Making-decision based on Unified Credit Mode

作　　者：张云丰[1,2] 王勇[2] 

机构地区：[1]安徽工程大学管理工程学院,安徽芜湖241000 [2]重庆大学经济与工商管理学院,重庆400044

出　　处：《重庆大学学报（社会科学版）》2015年第2期92-98,共7页Journal of Chongqing University(Social Science Edition)

基　　金：教育部人文社会科学基金项目"农产品质押融资运作模式与优化方法研究"(12YJA630135);安徽省高校省级优秀青年人才基金重点项目"基于供应链金融的组合质押与循环质押融资决策研究"(2013SQRW34ZD)

摘　　要：存货质押融资已成为当前中小企业获得融资的重要手段。存货组合与循环质押是近几年存货质押融资业务实践中出现的新模式,尚未引起学者的足够重视。基于此,文章致力于探讨存货组合与循环质押融资的决策问题。首先制定存货组合质押与循环置换的规则,然后根据规则分别建立相应的线性规划函数,并通过算例进行数值分析,演示存货组合与循环质押融资决策过程,为广大融资企业开展存货质押融资业务提供借鉴。Inventory pledge financing has become an important means of financing for small and medium-sized enterprises. Inventory portfolio and Circulating pledge is a new mode of inventory pledge which is emerging in re- cent years, and theoretical research about this has not attracted enough attention by the scholars. So this paper aims to explore inventory portfolio and circulating pledge financing making-decision problem. This article, firstly, makes the rules of inventory portfolio and circulating pledge; secondly, establishes corresponding linear programming func- tion according to our rules; thirdly, shows the numerical analysis by an example, demonstrates the decision-making process of inventory portfolio and circulating pledge financing, provides a reference for the enterprises that need to finance.

关 键 词：统一授信模式 存货 组合质押 循环质押 置换 

分 类 号：F830.58[经济管理—金融学]