国际保理商面临的将来债权的可让与性法律风险及其防范  

The Legal Risks and Prevention Measures Confronted by the Factors in the Assignment of Future Receivables

作　　者：徐学银[1] 

机构地区：[1]江苏师范大学法政学院,江苏徐州221116

出　　处：《江苏师范大学学报（哲学社会科学版）》2015年第2期118-121,共4页Journal of Jiangsu Normal University：Philosophy and Social Sciences Edition

基　　金：江苏省社科基金项目"金融创新与国际保理欺诈研究"(项目编号:11FXB007);江苏师范大学博士学位教师科研支持项目(项目编号:10XWR05)的阶段性成果

摘　　要：将来应收账款债权能否有效转让,这在国际保理业务中是一个无法回避的重大问题,各国立法及判例对这一问题的规定不尽相同,尽管《国际保理公约》、《国际保理通则》及《联合国国际贸易中应收账款转让公约》皆允许将来应收账款债权的转让,但是,这些国际规则或者缔约国较少、或者仅是没有法律效力的国际惯例、或者尚未生效,因此,对将来应收账款转让的指引尚缺乏普遍性。这样,将来应收账款能否顺利转让就变得不确定了,保理商在国际保理业务中将面临这方面的法律风险。为了防范这一风险,保理商应当严格审查基础交易,要求供应商作出相关承诺;约定将来应收账款让与的冲突法。It is an important problem that if the future receivable account can be assigned in international factoring business.The statutes and the legal cases on this issue are varying in different countries,although the Convention on International Factoring,the General Regulation of the International Factoring and the United Nations Convention on the Assignment of Receivables in International Trade all allow the transfer of accounts receivables in the future,however,these international rules have few contracting parties,or are the international practices without legal effect,or have not come into effect.Therefore,there is not general guidance for the transfer of the future receivables.In this way,whether the transfer of accounts receivable in the future becomes uncertain.The international factors confront such the legal risks in international factoring businesses.To prevent these risks,the factors should examine the basic transaction between the seller and buyer,and make a agreement on the conflict laws of the receivables in the future.

关 键 词：国际保理 保理商 将来应收账款转让 风险 防范 

分 类 号：D996.1[政治法律—经济法学]