我国商业银行市场竞争程度的实证检验  

The Empirical Test of Market Competition Degree of China's Commercial Banks

作　　者：王癑 辛兵海[1] 

机构地区：[1]南开大学经济学院,天津300071

出　　处：《未来与发展》2015年第3期51-54,共4页Future and Development

基　　金：山东省自然科学基金项目"基于信贷工厂模式的小微企业贷款产品开发研究"(项目编号ZR2011GL005)

摘　　要：本文基于2001-2013年200家商业银行样本数据,运用PR模型这一非结构研究方法,实证测度了我国银行业市场竞争程度。由测度结果可以得出如下结论:我国银行业市场的长期均衡为垄断竞争均衡;我国银行业市场竞争程度不断增强;资金投入要素在三项要素投入中,对银行收入的整体贡献率最高。This paper empirically measure the degree of competition in China＇s banking market, based on the sample data of 200 commercial banks over the period from 2001 to 2013. The PR model is used on the basis of nonstructural estimation. The results indicate that the long-term balance is monopolistic competition equilibrium and the degree of competition is strengthened constantly in China＇s banking market. Moreover, for the overall contribution rate to bank income, the ratio of capital input factor is the highest in the three input factors.

关 键 词：PR模型 市场竞争 银行业 

分 类 号：F830.33[经济管理—金融学]