农村金融市场开放度测度与演化--基于新型农村金融机构省际数据的实证分析  

Measurement and Evolution of Rural Financial Market Openness——An Empirical Analysis Based on Provincial Data of New Types of Rural Financial Institutions

作　　者：武晓明[1,2] 罗剑朝[1,3] 

机构地区：[1]西北农林科技大学经济管理学院,陕西杨凌712100 [2]西安科技大学管理学院,陕西西安710054 [3]西北农林科技大学农村金融研究所,陕西杨凌712100

出　　处：《华东经济管理》2015年第4期94-101,共8页East China Economic Management

基　　金：教育部长江学者和创新团队发展计划创新团队项目(IRT1176);西北农林科技大学基本科研业务费--人文社会科学项目(2014RWZD01)

摘　　要：基于新型农村金融机构引起农村金融市场结构变化的视角,文章从新型农村金融机构的覆盖面、服务能力和非正规金融机构正规化程度等三个维度,运用基尼系数和区位熵方法构建了农村金融市场开放度绝对指数和相对指数,分别测度了2008-2013年30个省、东中西部三大区域、八大经济区域的农村金融市场开放度。研究发现:我国农村金融市场开放总体程度水平非常低,处于开放的初期阶段;各省农村金融开放水平程度普遍较低,省际差距增大;三大区域西部农村金融开放度最高、东部次之、中部最低,呈U字型特征;八大经济区域开放度差异大,提升速度快。最后提出了加快推动农村金融市场开放、缩小农村金融开放的区域差距、继续深化农村金融体制改革、完善农村金融市场良性运行的制度基础、创新农村金融新产品和服务方式等政策建议。Based on the perspective of structural changes in rural financial market by the entry of new types of rural financial institutions, The paper, by employing Gini coefficient and Location Quotient, builds absolute and relative indexex of rural financial market openness from three dimensions：the coverage of new types of rural financial institutions, their service capacity and the formal degree of informal financial institutions, and measures the rural financial market openness of thirty provinces, municipalities and autonomous regions, eastern, central and western areas, and eight economic regions respectively. The study shows that：The overall level of China’s rural financial market openness is very low and is still at its early stage. The rural financial market openness in all provinces is lower and the gaps among provinces are widening. The rural financial market openness in three areas presents U-type shape, with the highest level in the west, middle in the east and the lowest in the central. The differences of rural financial market openness in eight economic regions are significant. Finally, the paper puts forward some policy implications to accelerate the rural financial market openness, narrow regional disparities of rural financial openness, continue to deepen reform of rural financial system, improve institutional foundation of the virtuous operation of rural financial market and innovate new rural financial products and services.

关 键 词：农村金融市场 开放度 新型农村金融机构 

分 类 号：F124.1[经济管理—世界经济]