普惠金融视角下可持续的农村信用体系建设路径探索与研究——以亳州市利辛县为例  

Exploring the Path for Constructing Sustainable Rural Credit System from the Perspective of Inclusive Finance——A Case Study of Lixin County,Bozhou City

作　　者：许焱[1] 刘飞[1] 魏大鹏[1] 

机构地区：[1]中国人民银行亳州市中心支行,安徽亳州236800

出　　处：《征信》2015年第1期54-57,共4页Credit Reference

摘　　要：普惠金融的核心内涵是让社会各阶层,特别是弱势群体和低收入人群能拥有享受各种金融服务的机会。以亳州市利辛县农村信用体系建设在发展普惠金融、支持金融扶贫中的效用为着力点,阐述信用体系对于优化信贷分配、减少信贷歧视和不公、解决贫困和社会公平的意义,分析其中存在的困难,并有针对性地提出普惠金融中农村信用体系建设的路径和方向。The core connotation of inclusive finance is that all sectors of the society, especially vulnerable groups and low-income people, can have a chance to enjoy a variety of financial services. Commencing from utilities im- posed when constructing rural credit system of Lixin county during the development of inclusive finance and financial support for poverty alleviation, the paper states that credit system is of significance for optimizatiing credit alloca- tion, reducing credit discrimination and injustice, and solving poverty and social justice problems. Based on an analysis of the existing difficulties, it proposes the path and direction for inclusive finance in the construction of rural credit system.

关 键 词：普惠金融 扶贫 农村信用体系 

分 类 号：F832.39[经济管理—金融学]