小额贷款公司可持续发展问题探析——以吉林省白城市为例  

The sustainable development of small loan companies, problems should be paid attention——Taking Baicheng city of Jilin Province as an example

作　　者：杜晓春[1] 赵平[1] 

机构地区：[1]中国人民银行白城市中心支行,吉林白城137000

出　　处：《吉林金融研究》2015年第2期35-37,共3页Journal of Jilin Financial Research

摘　　要：自2009年4月,白城市全面开展小额贷款公司试点以来,凭着合理定位、灵活放贷、风险管控的经营策略,贷款业务迅速发展,在支持"三农"和中小企业发展、引导民间资本进入金融服务业、支持地方财源建设等方面发挥重要作用。目前,随着工作的深入开展,现有的政策已经制约小额贷款公司可持续发展,经营中还存在融资渠道狭窄、税负重、风险能力控制不足、发展动力减弱等问题,需要引起重视和研究解决。Since 2009 April, Baicheng since the city to comprehensively carry out the pilot micro credit company, with the reasonable positioning, flexible lending, risk management and control of business strategy, the rapid development of business loans, in support of the ＂three rural＂ and the development of small and medium-sized enterprises, guide the folk capital into financial services, in support of the local financial construction plays an important role. At present, with the deepening of the work carried out, the existing policy has restricted the sustainable development of small loan companies, business still is existing in the financing channel is narrow, the heavy tax burden, risk control, development ability is insufficient power weakened problem, need attention and solution.

关 键 词：小贷公司 可持续发展 问题关注 

分 类 号：F832.39[经济管理—金融学]