工资增长和个体异质性对养老保险再分配效应的影响——兼论“断保者”受损了吗?  

How Wage Growth and Individual Heterogeneity Impact Income Redistribution Effect of the Endowment Insurance for Urban Workers?

作　　者：李连友[1] 宋泽[1] 陈其[1,2] 

机构地区：[1]湖南大学金融与统计学院 [2]湖南省常德市财政局

出　　处：《数量经济技术经济研究》2015年第5期88-100,共13页Journal of Quantitative & Technological Economics

摘　　要：本文基于代表性的城镇职工养老保险抽样调查数据,分析工资增长和个体异质性对养老保险再分配效应的影响,研究"断保者"在现行制度下的损益。结果显示,高工资增长率增强了收入再分配的效果,降低养老保险参保者的基尼系数水平。通过对性别、户籍、劳动合同属性和行业的异质性分析发现,组间具有明显的收入再分配,户籍群体组间收入再分配最为显著。总体而言,持续参保对于非深圳户籍、农林牧渔业、制造业、建筑业、短期合同(劳务派遣)等"断保"高发人群是有利的。Using town worker endowment insurance sample survey data, we explore how wage growth and individual heterogeneity affect the redistribution effect of endowment insurance to evaluate the profit and loss of surrender. We find that high wage growth enhance the redistribution effect of endowment insurance, and reduces the Gini coefficient of insured employees. Moreover, there are significant and better redistribution in heterogenous group of gender, ID, the labor contract properties and industry. Generally speaking, continuing to join endowment insurance is profit to these high-risk termination group from non-Shenz- hen ID, agriculture, manufacture, construction, the labor dispatching

关 键 词：工资增长 个体异质性 养老保险 再分配效应 

分 类 号：F061.4[经济管理—政治经济学]