我国P2P网络借贷平台主要问题研究  

The Main Problems of the P2P Network Lending Platforms in China

作　　者：尹小勇[1] 彭俊华[2] 

机构地区：[1]东莞理工学院工商管理学院,广东东莞523808 [2]东莞理工学院经济贸易系,广东东莞523808

出　　处：《东莞理工学院学报》2015年第2期62-68,共7页Journal of Dongguan University of Technology

摘　　要：P2P网贷业近几年在我国发展势头迅猛,各个行业各路资本纷纷进入其中。在监管政策尚未出台的情况下,须及时厘清该行业发展过程中存在的监管缺失、平台担保等主要问题。在借鉴国际P2P网贷平台发展经验的基础上,提出了相应的解决问题的建议措施。The Peer-to-Peer network lending platforms have grown rapidly in recent years in China. These platforms have attracted many venture capital investments. We should clarify the main problems such as the lack of supervision, platform guarantee etc, in its development. The paper proposes solutions on the basis of the experience of those international p2p network lending plat- forms.

关 键 词：P2P网络借贷 创新 担保 信用 

分 类 号：F832.4[经济管理—金融学]