农民资金互助合作社对农业支持力度的调查研究——以江苏省南京市竹镇为例  

Research of the Farmers Mutual Fund Cooperatives on the Agricultural Support—A Case Study of Zhuzhen,Nanjing City,Jiangsu Province

作　　者：卢嘉成[1] 潘军昌[1] 

机构地区：[1]南京农业大学金融学院,江苏南京210095

出　　处：《安徽农业科学》2015年第14期326-329,共4页Journal of Anhui Agricultural Sciences

基　　金：南京农业大学大学生创新训练(SRT)项目基金(1427A05)

摘　　要：以南京市六合区竹镇农民资金互助合作社为例,通过问卷调查获取数据,研究农民资金互助合作社贷款对于农业生产的支持力度,建立Probit模型,分析个体特征、家庭经济特征、贷款资金等方面因素对农民贷款用途意愿的影响。结果表明,资金互助合作社贷款投向偏好受农户受教育程度、是否从事农业生产等因素影响显著,合作社方面更偏好于贷款给受教育程度高、从事农业生产的社员。据此提出了促进资金互助合作社发展的针对性建议。Taking farmers mutual fund cooperative in Zhuzhen, Liuhe Region, Nanjing City as an example, through questionnaire survey, the support degree of farmers mutual fund cooperatives on agricultural production was studied. Probit model was established to analyze effects of individual characteristics, family economic features, loans and other factors on farmers loaning purpose will. The results showed that farmers education degree, whether engaged in agricultural production have significant effects on loaning preference. Combined with field investigation results in Zhuzhen, Nanjing City, several suggestions for promoting development of fund mutual cooperatives were put forward.

关 键 词：农民资金互助合作社 贷款投向 农业生产 

分 类 号：S-9[农业科学]