金融危机救助中的惩罚制度研究  

On the punitive system in the financial crisis assistance

作　　者：李良雄[1] 

机构地区：[1]福建江夏学院金融学院,福建福州350007

出　　处：《福建农林大学学报（哲学社会科学版）》2015年第2期96-100,共5页Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)

基　　金：福建省高校杰出青年科研人才培育计划(JA11277S);国家哲学社会科学基金一般项目(BFX163)

摘　　要：金融危机救助中的惩罚制度存在滞后性、模糊性、不适用性等问题,对危机救助中的债权人、被救助的金融机构、公共财政、金融市场、金融宏观调控等均造成不利影响,极大影响了金融危机救助的效果。有必要从惩罚主体、惩罚事由、惩罚措施3个方面,明确将未尽到审慎经营义务、弄虚作假、扩大金融危机影响作为处罚救助对象的主要事由,将救助不力、滥用权力作为处罚救助主体的主要事由,并采取惩罚性利率、要求救助对象承担救助成本、限制股权和高管任职资格、突破股东有限责任制度等具体惩罚措施,从而构建完善的金融危机救助中的惩罚制度。The punitive system in the financial crisis assistance has the limitations of hysteretic nature, vagueness and inapplicability, which have negative influence on creditors, financial institutions assisted, public finances, financial market, macro-financial control and thus hinder the effect of financial crisis assistance greatly. Therefore, from aspects of the punitive subject, punitive cau- ses and measures, the main causes to punish the financial assistance recipients should include the omission to prudential manage- ment, playing tricks and expanding the damage of financial crisis; the main causes to punish the financial assistance giver should in- clude poor assistance and abuse of power; the punitive measures should include punitive interest rate, imposing the assistance cost on the financial assistance recipients, restriction of stock rights and qualification of the executives and piercing the corporate veil, so that a perfect punitive system in the financial crisis assistance will be established.

关 键 词：金融危机 救助 惩罚制度 

分 类 号：D912.28[政治法律—民商法学]