淮河流域行蓄洪区洪水保险实施困境和对策分析  

Difficulties and Countermeasures of Flood Insurance Implementation in Huaihe River Flood Plain

作　　者：李佳[1] 

机构地区：[1]河海大学公共管理学院,江苏南京210098

出　　处：《江西农业学报》2015年第5期139-142,共4页Acta Agriculturae Jiangxi

基　　金：水利部公益性行业科研专项经费项目"基于风险可控行蓄洪区运用决策支持关键技术"(201301065)

摘　　要：淮河流域洪水灾害频繁,随着人口的增加和社会经济的发展,洪水可能带来的损失逐年增加,国家防洪与救灾的压力与日俱增。行蓄洪区逐渐成为其防洪工程体系的重要组成部分,在淮河防洪体系中发挥着不可替代的作用。目前,淮河流域实施行蓄洪区运用补偿政策,以期对居民因洪水产生的损失进行补偿,但这一政策存在国家财政负担严重、居民风险意识淡薄等诸多弊端。洪水保险作为一项重要的防洪非工程措施,是洪水管理的重要组成部分,当前亟需对洪水保险进行研究并在行蓄洪区及周边受益地区逐步推行洪水保险制度。本文从淮河流域洪水保险制度实施的必要性及难以开展的原因入手,进而提出了淮河流域行蓄洪区建立洪水保险制度的对策和建议。The flood disaster in the Huaihe River basin was more and more frequent, and the loss caused by it increased year by year. Flood plain gradually became an important part of the flood control system, and has played an irreplaceable role in the flood control system of the Huaihe River basin. At present, the compensation policy was adopted to compensate the residents＇ loss due to flood in the Huaihe River flood plain, but this policy had some disadvantages, such as enormous national financial burden, and thin risk consciousness of residents. Flood insurance, as an important non-engineering measure of flood protection, is an important part of flood management. It is urgent to carry out researches on flood insurance and gradually practise flood insurance system in flood plain. This paper analyzed the necessity of implementing flood insurance system in the Huaihe River basin, as well as the reasons why the implementation of flood insurance system was difficult, and put forward some countermeasures and suggestions on the estab- lishment of flood insurance system in the Huaihe River flood plain.

关 键 词：淮河流域 行蓄洪区 洪水保险 对策 

分 类 号：F840.64[经济管理—保险]