论我国保险公司破产重整法律制度中的保单持有人权益保护  

On the Protection for Interests of Policyholders in the Legislation of Insurance Company Rehabilitation

作　　者：贾晶[1] 

机构地区：[1]对外经济贸易大学法学院,北京100029

出　　处：《保险研究》2015年第4期115-123,共9页Insurance Studies

摘　　要：我国《企业破产法》和《保险法》等原则性规定保险公司可以进行破产重整,但一些重要的具体问题概无明确规则可言。保护保单持有人合法权益是保险公司破产重整的重要内容,应在法律制度中规定信息披露等有关要求,明确保单持有人的实体权益,优化程序设计,并发挥保险保障基金的专业优势。Enterprise Bankruptcy Law and Insurance Law stipulate in principle that insurance companies are eligible for bankruptcy and rehabilitation, but neither of them lays down detailed rules in this field. Protection for interests of policyholders is the vital content of rehabilitation, thus, legislation of insurance company rehabilitation should specify information disclosure requirements, define substantial rights of policyholders, improve the procedure design, and make full use of the advantages of Insurance Protection Fund.

关 键 词：保险公司 破产重整 保单持有人权益保护 

分 类 号：D922.284[政治法律—经济法学]